The singer, 63, has admitted she fears for the future after 60 of her gigs were cancelled over the last year.
She’s been getting by as she’s had enough money tucked away to see her through, but she knows her funds are going to run out unless life starts getting back to normal.
Carol told Notebook magazine: “I’ve had all my shows cancelled – I had 60 in 2020!
“I’m used to being busy and that has got me down. I’m not Susie Homemaker and I’d rather be gigging and paying someone else to do the cleaning.
“Also it’s the loss of income and I’m living out of my savings.”
When asked if she’s worried about the future, she replied: “I am. We’re alright for a while, because I’ve earned good money in the past.
“But I wasn’t in The Rolling Stones and I can’t go on forever living out of my savings.
“I don’t think it matters how much money you’ve got, you’ve got to be troubled by this.”
Carol is mum to daughter Scarlett, 22, who has moved back from university and son Dylan, 18, who is at college.
She is trying to count her blessings, but admits she’s more worried about how the coronavirus outbreak is affecting young people – as her daughter missed months of university and graduated via email.
The singer added: “I’ve been able to count my blessings where I live. We’ve got a lot of space and fields to walk the dog but I’ve also felt under house arrest, like everyone else.
“When I’ve felt sorry for myself I think of those worse off. My daughter missed the last six months of uni and graduated via email, and I feel sorry for the young people.”
However, it’s not all doom and gloom for the star as she’s working on new songs with her T-Pau bandmate Ron Rogers.
She said: “There’s new music coming when we can finish it!”
Read the full story in this weekend’s Notebook magazine.